Fannie Mae Federal Credit Union -- Legal Information

Legal Information

The Fannie Mae Federal Credit Union Web Site and Your Privacy

Thank you for visiting the Fannie Mae Federal Credit Union ("Credit Union") web site. We know that privacy is an important issue for our visitors. Please take a minute to review our privacy policies and procedures, which include (1) the Credit Union's Privacy Policy and (2) the Credit Union Internet Privacy Policy, which outlines our privacy policy for our Internet site users.

(1) THE FANNIE MAE FEDERAL CREDIT UNION PRIVACY POLICY

The Fannie Mae Federal Credit Union is committed to protecting our members' confidential financial information. While information is critical to administering our business and providing quality service, we recognize that our members value their privacy. Therefore, we limit the collection, use, and disclosure of personally identifiable information, and protect this information as described below.

Collection of Personally Identifiable Information

The Credit Union collects personally identifiable information about you to administer our business, provide superior service, and offer opportunities that we think will be of interest to our members. We collect personally identifiable information from the following sources:

Information we receive from you on applications or other forms;

Information about your transactions with us, our employer-sponsor, or others; and

Information we receive from a consumer reporting agency.

Disclosure and Use of Personally Identifiable Information

The Credit Union limits the use of information about our members to that which is necessary to administer our business, provide superior service, and offer opportunities that we think will be of interest to our members. This means that we will use information to provide services to our members, to help us identify and mitigate potential risks of loss to the Credit Union, and to help identify additional products or services which we believe or members might want to know about.

The Credit Union does not disclose any personally identifiable information about our members and former members to anyone, except as permitted by law. The Credit Union does not sell personally identifiable information to third parties.

Accuracy of Information

The Credit Union has established procedures to ensure that your financial information is accurate, current and complete in keeping with reasonable commercial standards. We also pledge to respond to requests to correct inaccurate information in a timely manner.

Confidentiality and Security of Information

The Credit Union restricts access to personally identifiable information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your personally identifiable information.

Questions About Our Policy

If you have any questions about how the Credit Union protects your confidential information, please contact Helen Bunn.

Policy Changes

The Credit Union reserves the right to change the terms of its Privacy Policy at any time. Please also read the Credit Union's Internet privacy policy below which outlines the Credit Union's privacy policy for our Internet site users.

(2) THE FANNIE MAE FEDERAL CREDIT UNION INTERNET PRIVACY POLICY

Welcome to Fannie Mae Federal Credit Union's Web site. This section explains our policy regarding information you might supply to us when you visit this site. Our goal is to protect your information on the Internet in the same way that we protect it in all the other ways we interact with you.

You can visit this site and get information about how to become a member; our products and services; our rates and fees; our mission; our Board of Directors, staff and volunteers; our committees; our locations and hours and our loan application and annual financial reports without giving us any personally identifiable information about yourself.

Collection and Use of Personally Identifiable Information on Our Web Site

The Credit Union collects personally identifiable information from visitors to the Credit Union web site by specifically requesting this information.

If you choose to provide personal information, refer to the Fannie Mae Credit Union Privacy Policy which describes how we collect, use, and disclose personally identifiable information.

Collection and Use of Statistical Data

To help us tailor our site to the needs and interests of visitors, the Credit Union automatically collects statistical information about the traffic on its web site. This statistical information includes information such as the number of visitors who visit various pages of our site. It does not include any personally identifiable information about a particular user. The Credit Union uses statistical information to guide decisions about the operation and continuing development of the web site. The Credit Union expects to share statistical information with parties outside of the Credit Union, such as companies that prepare reports about credit union web site usage.

Cookies

The Credit Union does not currently use "cookies," an information collection device from a web server, to collect or store information about you or your visit to the Credit Union's web site. Sites linked with the Credit Union web site and some advertisers may use cookies. We do not have control over the use of cookies by such linked sites or advertisers.

Other Sites/Linked Third Parties

The Credit Union's web site may contain links to other web sites. The Credit Unions privacy policy does not apply to these linked sites. In addition, the Credit Union does not endorse and is not responsible for the privacy practices or content of any of the linked sites. We have no control over the way in which the sponsors of these sites collect and use information about you. Therefore, we recommend that you review the posted privacy statements on any Web site you visit.

Security of Information Entered on This Web Site

The servers on which the Credit Union maintains its web site use Secure Sockets Layer (SSL), an industry-standard method for protecting information transmitted via the Internet, with respect to data that you transmit to the web site. Furthermore, a password and user I.D. are required for you to access and use your Credit Union account. The use of SSL and password-restricted access are designed to protect the privacy of users and to safeguard their data. All major browsers support SSL, which was developed by Netscape Communications Corporation and works by using a private key to encrypt data over the SSL connection.

Although we strive to maintain the highest standards of privacy, no data transmission over the Internet or any wireless network can be guaranteed to be 100% secure. The Credit Union cannot guarantee or warrant the security of any information you transmit to us and you do so at your own risk.

Changes

The Credit Union reserves the right to revise or change the terms of its Internet privacy policies to reflect modifications to this site at any time.

Notice regarding links to external websites

Fannie Mae Federal Credit Union may provide links to websites that are not controlled or monitored by this credit union. It is important to practice safe websurfing! Fannie Mae Federal Credit Union (1) assumes no liability for your use of those links, whether with respect to viruses or other contamination or otherwise; and (2) makes no warranties, express or implied, with regard to the content or availability/reliability of those websites, or that those websites are free of viruses or other contamination. A link provided to an external website does not imply endorsement by Fannie Mae Federal Credit Union of, or responsibility for, that website's products, services, information or opinions.


Your savings insured to $100,000 by NCUA.		The Fannie Mae Federal Credit Union does business in compliance with the Federal Fair Housing Laws and the Equal Credit Opportunity Act.

Contact: Helen Bunn

Last Updated: 5/22/02