Fannie Mae Federal Credit Union -- Visa Check and credit cards

Visa Check Cards	Protect your card!
Visa credit cards

Visa Check and credit cards

Visa Check Cards
The Visa Check Card will make your life easier! It looks like a credit card but works like a check. You can use it to access your draft checking account at the Fannie Mae Federal Credit Union, 24 hours a day. It's convenient and easy to use.

visa.gif (3213 bytes) What is the Visa Check Card?
The Visa Check Card functions as both a debit card and an ATM card. You can use it wherever Visa is accepted to make purchases or to get cash.

1. Check card transactions – It's just like writing a check, only easier! It's quick and eliminates the need to carry your checkbook or cash. The Visa Check Card can be used to make purchases at merchant locations that accept Visa, such as gas stations, grocery stores, restaurants, or department stores. Any purchases made with this card will be directly debited from your checking account.

2. ATM transactions – The Visa Check Card can be used at any Automated Teller Machine (ATM) that displays a Visa logo to get cash 24 hours a day. You can make cash withdrawals up to $300 per day from your Fannie Mae Federal Credit Union checking account.

How does it work?
You can use the Visa Check Card at any location that displays the Visa logo. There are over 10 million merchant locations throughout the world. And, you can obtain cash at over 130,000 Visa Network ATMs or at more than 260,000 financial institutions around the world that display the Visa symbol. The Visa Check Card is ideal for travel.

A PIN is required for ATM functions (cash withdrawals at an ATM). You will receive four free ATM withdrawals each month, and then each additional withdrawal will cost $1.00 per transaction.

You do not need a PIN when you use the card as a Check Card for purchases at a merchant and Check Card point-of-sale transactions are free!

How can I get a Visa Check Card?
It's as simple as completing an application. The Visa Check Card is available to qualifying members of Fannie Mae Federal Credit Union with a share draft checking account. Once you are approved, we will establish a Line-of-Credit Overdraft Loan or pledged shares to serve as overdraft protection on your checking account. We will also establish an authorization limit on your Visa Check Card.

See your local Credit Union representative for an application, or call (202) 752-6662. Send completed applications to:

Fannie Mae Federal Credit Union
(2H-1W/01)
3900 Wisconsin Avenue, NW
Washington, DC 20016

Visa credit cards

New! "Verified by Visa" protection
Protect your existing Visa card with a personal password, so that only you can use your Visa card online. Learn more and activitate your card today!

The Fannie Mae Federal Credit Union Visa credit card offers a low annual percentage rate, no annual fee, and a 25-day grace period on purchases before incurring finance charges.

Low 10.9% fixed-rate APR
Fannie Mae FCU Visa credit card offers one of the lowest annual percentage rates (APRs) around: a fixed-rate of 10.9% APR on purchases and cash advances. Given this low fixed rate, you may want to use the Fannie Mae FCU Visa credit card to pay off your other credit card balances!

No annual fee
Some institutions offer no fee for the first year. With the Fannie Mae Federal Credit Union Visa credit card, there’s no fee… ever!

Twenty-five day grace period
You have a minimum of 25 days to repay your balances for purchases before incurring finance charges.

To apply, see your local credit union representative. To have an application mailed to you, contact us at (202)752-6662, or send an e-mail message to Jean Oates.


Your savings insured to $100,000 by NCUA.		The Fannie Mae Federal Credit Union does business in compliance with the Federal Fair Housing Laws and the Equal Credit Opportunity Act.

Contact: Helen Bunn

Last Updated: 02/08/08